2018年10月31日 星期三

如果事業上的改變會降低你的薪水,那就試著靠薪水生活吧

當涉及到一個重大的職業變化,薪酬往往是一個棘手的問題。如果你掙的錢少了,你能負擔得起換工作嗎?通過測試你的新薪水來消除一些不確定性。
找出你期望的收入,然後在那裡生活兩到四個月。這將給你一個現實的認識,你如何生活在你的新的職業生涯。如果你的收入明顯減少,那麼就好好想想你可以减少哪些開支——比如,减少用餐、購買昂貴的雜貨或電視預訂。
在測試結束時,重新審視你的預算,看看你是如何做到的。當然,和你的配偶、夥伴或其他家庭成員商量一下你職業改變的經濟影響。設定對你所期望的和不能承受的期望將給你驚喜你可以為自己留下更少的空間。

If a Career Change Would Reduce Your Salary, Try Living on That Salary First
When it comes to a major career change, pay is often a sticking point. Can you afford to switch jobs if you’d be making less money? Eliminate some of the uncertainty by testing out your new salary.
Figure out what you expect to earn, and live on that for two to four months. This will give you a realistic picture of daily life in your new career. If you’d be making significantly less money, think hard about what you could cut back on — meals out, expensive groceries, or TV subscriptions, for example.
At the end of your test, revisit your budget to see how you did. And, of course, check in with your spouse, partner, or other family members to discuss the financial implications of your career change. Setting expectations for what you will, and won’t, be able to afford will leave less room for surprises.

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